Financial decisions should be made in a thoughtful manner; never make a major financial decision under duress. Sometimes it’s helpful to have a group of trustworthy friends to bounce investment ideas. Putting aside money for a rainy day is always a good first step. Then allocating a fixed amount such as 10% towards for retirement is a reasonable approach. Starting early and being consistent is the key. Also, try to stay away from high fees investment products as fees will quickly eat up all your returns. If you’re starting your career you should have a healthy allocation to stocks. But don’t forget the golden rule: Never invest in something you don’t know. Spend time to do your own research on stocks and if you’re too busy, then buy the “market” via an ETF. With that said, I’d also advise that you allocate some amount to your money to your trusted friend’s startup, but only bet small here since chances are high that this investment won’t be that winning lottery ticket. Finally, and probably the most important financial advice is to continue to invest in your own human capital by continuing your journey of learning and to nurture and expand your network of mentors!